Loans

Reimagined

Your funding partner to face modern real estate challenges in Washington, Utah, Idaho and Hawaii.

Start Your Loan Today

5 Generations in Business

Quick Close

Loan Flexibility Others Wont Offer

WA,UT, ID and HI

Who We Are

1892 Capital Partners is a family-owned, direct private real estate lending firm built for brokers, builders, and real estate operators who need a lender that understands how deals actually work in the real world. We provide flexible bridge, construction, and transitional financing for income-producing and value-add real estate projects.

With more than 30 years of experience across development, acquisitions, and investing, we have sat on both sides of the table. We know what it takes to move a project from idea to execution and how capital decisions impact outcomes at every stage.Our advantage comes from being independent. We lend our own capital, which allows us to move quickly, stay flexible, and remain aligned with our clients rather than outside committees. Every loan is approached with practical underwriting, creative structuring, and transparent communication.

We specialize in income-producing bridge loans designed to create smoother exits, faster payoffs, and repeat business for brokers and borrowers. When you work with 1892, you get a relationship-driven lending partner who values long-term trust as much as strong assets.

more about us

What we offer | our loan programs


1892 Capital Partners provides bridge, construction, and transitional financing for commercial real estate investors and builders. Typical loan sizes range from $2M to $12M and support income-producing assets, acquisitions, lease-up transitions, and development projects across Washington, Idaho Utah, Hawaii, and expanding Western markets.

We offer financial flexibility with the following loan programs:

Income Producing Bridge Loans

Income-producing bridge loans provide short-term financing for stabilized or near-stabilized commercial real estate. These loans help investors acquire or refinance cash-flowing properties while preparing for permanent financing or sale. They are commonly used for acquisitions, refinancing maturing debt, or stabilizing assets before transitioning into long-term financing.

learn more
AMOUNT
2MM-10MM
TERM
12 months
LTV
70%
RATES
9.75%-11.75%
POINTS
1.5%-2.5%

Bridge loans

Bridge loans provide short-term financing for real estate projects that need time before a refinance or sale. Investors often use bridge loans when acquiring properties quickly, repositioning assets, or refinancing loans that are nearing maturity. These loans are designed to provide flexibility while borrowers execute their business plan and prepare for long-term financing.

learn more
AMOUNT
1MM-12MM
TERM
12 months with option to extend as needed.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

VERTICAL CONSTRUCTION

Vertical construction loans finance the building phase of ground-up development projects. These loans support experienced builders from early construction through project completion. We structure financing that reflects real construction timelines, draw schedules, and the operational realities of bringing new projects to life.

learn more
AMOUNT
350K-8MM
TERM
12 months with option to extend as needed.
LTC
80%, under certain circumstances we can go higher.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

DEVELOPMENT LOANS

Development loans provide capital for projects moving through the early stages of real estate development. These loans are often used to fund horizontal improvements, infrastructure work, and other preparation needed before vertical construction begins. They help investors move projects forward while positioning them for the next stage of financing.

learn more
AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

LAND LOANS FOR
ENTITLEMENT

Land loans for entitlement provide financing for properties that require zoning approvals, planning work, or development entitlements before construction can begin. These loans support investors preparing land for future development, including single-family plats, multifamily projects, and commercial sites.

learn more
AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
55%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

RAW LAND

Raw land loans provide financing for undeveloped property that has not yet entered the entitlement or development process. These loans are used by investors acquiring land with long-term development potential across residential, commercial, or industrial property types.

learn more
AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
45%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

FIX AND FLIP

Fix and flip loans provide short-term financing for investors acquiring and renovating residential properties. These loans help fund both the purchase and rehabilitation of properties so investors can quickly improve, refinance, or sell the asset once renovations are complete.

learn more
AMOUNT
250K-3MM
TERM
4-9 months, with option to extend as needed.
LTV
65%
RATES
12%-14%
POINTS
2-3 points
REHAB
100% of rehab may be financed.

Our Lending Process

Working with us is straightforward. Call, text, or submit your deal through the Apply Now button.

From there, we walk the project with you, offer clear guidance, and provide a conditional term sheet that outlines next steps if the deal is a fit. Hard money lending moves quickly, and things change. What does not change is our commitment to partnership. We prioritize communication, collaboration, and solutions that help brokers and borrowers close with confidence.

Step 1:

Starting the lending process is easy—just call us or apply online. We value relationships, so we take the time to understand your unique situation. As a collateral and relationship lender, building connections with our clients is our priority from day one.

Step 2:

In just 10 minutes on the phone, we can usually provide clarity on whether we're able to fund your transaction.

Step 3:

We'll promptly email you a conditional term sheet, outlining our commitment, transparent conditions, and the closing process.

Step 4:

Closing a loan with us is as straightforward as making a phone call, ensuring a smooth transition to your next step.

DEALS FUNDED

See Our portfolio
TYPE
Development
LOCATION
Port Angeles, WA
AMOUNT
$4.,195,000
YEAR TERM
12 Months
LTV
50%
TYPE
Development
LOCATION
Milton, WA
AMOUNT
$6,225,000
YEAR TERM
9 Months
LTV
50%
TYPE
Residential
LOCATION
Tacoma, WA
AMOUNT
$1,185,752.00
YEAR TERM
12 Months
LTV
65%
TYPE
Residential
LOCATION
Tacoma, Washington
AMOUNT
900,000
YEAR TERM
8 Months
LTV
70% of Acquisition Price

TESTIMONIALS | WHAT OUR clients SAY

“WORKING WITH THEM WAS SEAMLESS AND OUR TEAM AT BCG LOOKS FORWARD TO THE ONGOING RELATIONSHIP FOR YEARS TO COME.”

Our collaboration with 1892 Capital Partners demonstrated the effectiveness of strategic partnerships in navigating complex financial landscapes. 1892 is a true asset-based lender allowing us to close transactions with minimal documentation and flexible terms. Working with them was seamless and our team at BCG looks forward to the ongoing relationship for years to come.

‍RYAN CARTER, BELLEVUE CAPITAL GROUP

“1892 Capital Partners has set a remarkable example of what a developer and financial partnership should be”

We are genuinely excited about our project with them. Together, we are dedicated to serving the people of Spokane and delivering exceptional living spaces.

Jim Kraus, CFO of Azure NORTHWEST

“THEIR VISION TO SUPPORT DEVELOPMENT IN THE REAL ESTATE SECTOR IS BACKED BY THEIR ACTIONS.”

I have worked with 1892 Capital Partners on multiple projects, and every time they have been insightful and creative with us in structuring projects in a way that ensures success. Working with a lender who understands your clients and a lender who intimately knows the markets they lend in makes a night and day difference. Working with 1892 Capital is smooth and my client wants to do more in the future with them.

WADE STEWART, MBA AND PRINCIPAL, HIGHLAND OPPORTUNITIES

AS SEEN ON

Struggling with the current real estate credit chaos? Brokers we got you.

Explore loans that bridge and secure your real estate success now. Download our loan program guide now!

* Your email will only be used for future communications with us.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

See what your options look like.

Our quick application makes it easy to send in your project details and move toward approval in 72 hours.Reach out today and let’s build your next win together.

call usAPPLY NOW

A Corliss venture

1892 Capital Partners, an essential division of Corliss Ventures, specializes in real estate private lending, providing significant financial support for real estate investments and diversifying Corliss Ventures’ real estate portfolio.

Beyond funding, its mission is to promote innovative investment strategies and support community development initiatives in Washington, Utah, Idaho, and Hawaii. Leveraging their expertise in real estate development and financing, 1892 Capital Partners aims to drive economic growth and enhance prosperity in these regions.

Learn more

Follow us on social