Loans

Reimagined

Your funding partner to face modern real estate challenges in Washington, Utah, and Hawaii.

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5 Generations in Business

5-Day Quick Closes

Loan Flexibility Others Wont Offer

WA,UT and HI

Who We Are

1892 Capital Partners is a direct hard money lending firm specializing in tailored financial solutions for real estate builders, brokers, and investors.

With over 30 years of experience in real estate development and investing, we offer a unique perspective from both sides of the deal. What sets us apart is our independence—we utilize our own capital, allowing us to remain flexible and responsive to our clients' needs. Our expertise and practical approach enable us to provide creative and flexible underwriting solutions that meet the demands of real-world projects.

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What we offer | our loan programs

We offer financial flexibility with the following loan programs:

Bridge loans

We provide bridge loans for all types of properties and for all types of reasons both for opportunity and rescue. Our most common situation is for opportunistic acquisitions.  The latter is often when a project is 90% complete or finished but the underlying lender for whatever reason is unable to renew or extend to allow time for an opportunistic sale or permanent financing.

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AMOUNT
1MM-12MM
TERM
12 months with option to extend as needed.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

VERTICAL CONSTRUCTION

We offer new vertical construction for many types of projects. Whether it be a one-off vertical project of a single-family spec home or 5-10 in subdivision or plat. We also provide financing for certain types of multi-family, commercial and industrial projects.

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AMOUNT
350K-8MM
TERM
12 months with option to extend as needed.
LTC
80%, under certain circumstances we can go higher.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

DEVELOPMENT LOANS

Our development loans provide investors with the necessary capital to provide horizontal development costs to achieve the value-added stage for a vertical-ready project.

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AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
65%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

LAND LOANS FOR
ENTITLEMENT

Under certain circumstances, we finance land loans for entitlement. This includes but is not limited to single-family plats, multi-family, commercial, and industrial projects.

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AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
55%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

RAW LAND

Under certain circumstances, we finance raw land. This includes but is not limited to single-family plats, multi-family, commercial, and industrial projects.

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AMOUNT
500K-5MM
TERM
12 months with option to extend as needed.
LTV
45%, under certain circumstances we can go higher.
RATES
12%-14%
POINTS
2-4 points

FIX AND FLIP

Our fix and flip loans provide investors with the funding needed to acquire and renovate properties, allowing them to quickly turn around and sell the property for a profit or long-term hold.

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AMOUNT
250K-3MM
TERM
4-9 months, with option to extend as needed.
LTV
65%
RATES
12%-14%
POINTS
2-3 points
REHAB
100% of rehab may be financed.

Our Lending Process

Initiating the lending process is easy- just give us a call or submit your deal through our "Apply Now" button at the top of our site. We provide tailored guidance quickly and follow up with a clear, conditional term sheet outlining our commitment and the closing process if we're able to fund your project. While change is inevitable in hard money lending, our dedication to building lasting partnerships remains constant. We prioritize relationships over transactions, offering personalized solutions for complex projects.

Step 1:

Starting the lending process is easy—just call us or apply online. We value relationships, so we take the time to understand your unique situation. As a collateral and relationship lender, building connections with our clients is our priority from day one.

Step 2:

In just 10 minutes on the phone, we can usually provide clarity on whether we're able to fund your transaction.

Step 3:

We'll promptly email you a conditional term sheet, outlining our commitment, transparent conditions, and the closing process.

Step 4:

Closing a loan with us is as straightforward as making a phone call, ensuring a smooth transition to your next step.

DEALS FUNDED

See Our portfolio
TYPE
Residential
LOCATION
Tacoma, Washington
AMOUNT
900,000
YEAR TERM
8 Months
LTV
70% of Acquisition Price
TYPE
Residential
LOCATION
Tacoma, Washington
AMOUNT
11,000,000
YEAR TERM
4 Months
LTV
60% of Value
TYPE
Residential
LOCATION
Ashford, Washington
AMOUNT
350,000
YEAR TERM
12 Months
LTV
65% of Project Value When Completed
TYPE
Residential
LOCATION
Hilo, Hawaii
AMOUNT
241,875
YEAR TERM
12 Months
LTV
65% of project value when completed

TESTIMONIALS | WHAT OUR clients SAY

“WORKING WITH THEM WAS SEAMLESS AND OUR TEAM AT BCG LOOKS FORWARD TO THE ONGOING RELATIONSHIP FOR YEARS TO COME.”

Our collaboration with 1892 Capital Partners demonstrated the effectiveness of strategic partnerships in navigating complex financial landscapes. 1892 is a true asset-based lender allowing us to close transactions with minimal documentation and flexible terms. Working with them was seamless and our team at BCG looks forward to the ongoing relationship for years to come.

‍RYAN CARTER, BELLEVUE CAPITAL GROUP

“1892 Capital Partners has set a remarkable example of what a developer and financial partnership should be”

We are genuinely excited about our project with them. Together, we are dedicated to serving the people of Spokane and delivering exceptional living spaces.

Jim Kraus, CFO of Azure NORTHWEST

“THEIR VISION TO SUPPORT DEVELOPMENT IN THE REAL ESTATE SECTOR IS BACKED BY THEIR ACTIONS.”

I have worked with 1892 Capital Partners on multiple projects, and every time they have been insightful and creative with us in structuring projects in a way that ensures success. Working with a lender who understands your clients and a lender who intimately knows the markets they lend in makes a night and day difference. Working with 1892 Capital is smooth and my client wants to do more in the future with them.

WADE STEWART, MBA AND PRINCIPAL, HIGHLAND OPPORTUNITIES

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A Corliss venture

1892 Capital Partners, an essential division of Corliss Ventures, specializes in real estate private lending, providing significant financial support for real estate investments and diversifying Corliss Ventures’ real estate portfolio.

Beyond funding, its mission is to promote innovative investment strategies and support community development initiatives in Washington, Utah, and Hawaii. Leveraging their expertise in real estate development and financing, 1892 Capital Partners aims to drive economic growth and enhance prosperity in these regions.

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