Bridge Loans

Bridge loans provide short-term financing for commercial real estate investors who need time before permanent financing or sale. These loans are commonly used for acquisitions, refinancing maturing debt, or transitional properties that require operational improvements before long-term financing. Bridge financing allows investors to move quickly while maintaining a clear path toward their long-term capital strategy.

When Bridge Loans Make Sense

Bridge loans are typically used when a property is:
• Being acquired quickly
• Transitioning between owners
• Undergoing operational improvements
• Waiting for permanent financing
• Repositioning before sale

Investors frequently use bridge loans when traditional lenders cannot move quickly enough to support the transaction.

Typical Bridge Loan Terms
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Loan size $1M – $12M+
Loan term 12 – 24 months with extension options
Leverage Up to ~65%
LTV depending on asset strength
Rates, Market-based depending on project risk

Our Approach to Bridge Lending

At 1892 Capital Partners, bridge loans are structured with practical underwriting and real-world timelines. Because we lend our own capital, we can move quickly and structure loans that align with the realities of real estate investment.

Need bridge financing for a project?

Our team works closely with investors, brokers, and builders to structure bridge loans that support successful real estate outcomes.

Connect with our lending team →
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