Raw land loans provide financing for undeveloped property that has not yet entered the entitlement or development process. These loans are typically used by investors acquiring land with long-term development potential.
Typical Uses for Raw Land Loans
Raw land loans may support:
• Long-term land acquisition
• Future residential development sites
• Commercial development planning
• Industrial land investment
Loan Parameters
Loan size $500K – $5M+
Loan term 12 – 24 months
Leverage Up to ~45%
LTV depending on property
For investors planning long-term development opportunities, land financing can provide the capital needed to secure strategic property positions.
Explore land financing options →
AMOUNT
$500K - $3MM
TERM
12 months with an option to extend as needed.
LTV
45% (higher under certain circumstances).
RATES
12%-14%
POINTS
2-4 points
