Vertical Construction Loans

Vertical construction loans finance the building phase of real estate development projects. These loans support experienced builders and developers from early construction through project completion. Construction financing helps bring new residential, multifamily, and commercial projects to life while providing capital aligned with construction timelines.

When Construction Loans are Used

Construction loans are commonly used for:

• Ground-up multifamily development
• Townhome projects
• Mixed-use developments
• Residential subdivisions
• Build-to-rent communities

These loans provide funding for construction costs, labor, and materials throughout the development process.

Construction Loan Structure
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Loan size $250K – $8M+
Loan term 12 – 24 months
Funding Draw-based financing tied to construction progress
Leverage Up to ~80%
LTC depending on the project

How We Support Builders

Construction projects require capital that reflects real construction timelines and project execution. Our team works closely with experienced builders to structure loans that support successful development outcomes.

Financing for your Next Development

If you are planning a ground-up project and exploring construction financing options, our team is happy to discuss your project.

Learn more about construction lending →