At 1892 Capital Partners, growth has never been about chasing headlines or stretching beyond what we know well. It has always been about showing up where we can be genuinely useful.

Today, we are excited to share that we are officially expanding our income-producing bridge loan platform into Utah and Idaho.

This expansion reflects both where we are seeing real, disciplined opportunities in the market and where we believe relationship-driven private capital matters most right now.

Why Utah and Idaho, and Why Now

Utah and Idaho continue to attract long-term population growth, business relocation, and investor interest. But alongside that growth has come a familiar challenge: a gap between what traditional banks are willing to do and what experienced operators actually need to move projects forward.

Rising rates, tighter credit boxes, and slower institutional processes have made it harder for borrowers to act decisively, even on strong, income-producing assets.

That gap is where bridge capital, when done thoughtfully, becomes a tool rather than a risk.

Our move into Utah and Idaho is not speculative. It is a response to real conversations with borrowers, brokers, and operators who are navigating acquisitions, refinances, lease-up transitions, and stabilization strategies in these markets.

What We Mean by Income-Producing Bridge Loans

Our focus is simple and intentional: loans backed by assets that already produce income or are on a clear path to doing so.

These are not ground-up construction loans. They are not speculative land plays.

We work with borrowers who understand their assets, have a plan for value creation, and need flexible capital to bridge timing gaps such as:

• Acquiring stabilized or near-stabilized assets• Refinancing out of short-term or maturing debt• Navigating lease-up or operational improvements• Executing light repositioning or capital improvements• Creating runway for a sale or long-term financing

Loan sizes typically range from $3 million to $10 million, with structures designed to support income continuity and operational execution rather than force artificial timelines.

Asset Types We Are Actively Evaluating

In Utah and Idaho, we are actively reviewing opportunities across a range of income-producing property types, including:

• Industrial and light industrial assets• Self-storage facilities• Retail and neighborhood commercial• Medical office and specialty-use properties• Multifamily assets with in-place cash flow• Select mixed-use properties with operating history

What matters most to us is not just the asset class, but the story behind the asset and the plan ahead.

How We Approach Lending Differently

As a family-office-backed private lender, we approach lending as a long-term relationship, not a single transaction.

That shows up in a few key ways:

• Disciplined underwriting that prioritizes downside protection• Clear communication throughout the loan process• Practical structures designed around real operating timelines• Decisions made by people who own and operate real estate themselves

We know firsthand what it feels like to be on the borrower side of the table. Our platform was built out of that experience.

A Thoughtful Expansion, Not a Volume Play

Expanding into Utah and Idaho does not mean we are trying to be everywhere.

It means we are committing to markets where we can stay close to our borrowers, understand local dynamics, and remain selective.

We will continue to prioritize quality over quantity, relationships over speed for speed’s sake, and long-term outcomes over short-term wins.

Let’s Start a Conversation

If you are an owner, operator, or broker working on an income-producing opportunity in Utah or Idaho, we are always open to thoughtful conversations early in the process.

Even when the timing is not immediate, we believe the best outcomes come from understanding each other before a deal is on the clock.

You can learn more about our income-producing bridge loan program or reach out to connect with our team when it feels appropriate.

We look forward to building alongside the people shaping these markets, one disciplined deal at a time.

Frequently Asked Questions

What is an income-producing bridge loan?

An income-producing bridge loan is short-term financing secured by a property that already generates cash flow or is close to stabilization. These loans are commonly used to acquire, refinance, or reposition assets while borrowers execute a clear business plan or prepare for long-term financing.

What loan sizes does 1892 Capital Partners offer?

Our income-producing bridge loans typically range from $3 million to $10 million, depending on asset quality, cash flow, and overall deal structure.

What types of properties do you lend on in Utah and Idaho?

We focus on income-producing assets such as industrial, self-storage, retail, medical office, multifamily, and select mixed-use properties with operating history.

Are these loans available for ground-up construction?

No. Our bridge loan platform is designed for existing, income-producing or near-stabilized assets rather than speculative ground-up construction.

How quickly can a bridge loan close?

Timelines vary by transaction, but our private lending platform allows for more efficient decision-making than traditional banks, particularly when borrowers are well-prepared and communication starts early.

Do you work directly with borrowers and brokers?

Yes. We work closely with both experienced borrowers and commercial mortgage brokers, valuing long-term relationships and clear communication throughout the process.

Are you actively lending in Utah and Idaho now?

Yes. 1892 Capital Partners is actively evaluating income-producing bridge loan opportunities throughout Utah and Idaho as part of our continued regional expansion.

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